Since I found money matters are scattered throughout this board, I decided to start this one. Mods, if inappropriate, then please delete or merge. I would like to know answers to following rhetoric questions. 1. How much money is enough for you to retire? How you justify this number? 2. What math you use to compute what is enough for you to retire? 3. What asset allocation you would prefer to keep your retirement safe (e.g., gold, cash, stocks, annuities bonds etc.).