cat
Senior Billi
Same here. Govt.+media talking about [digital,digital] and "Technology" can be used to help masses.
Masses don't have smartphones.
How to extend coverage and access is another story. Talking about it easy, implementation not easy.
Cashless Transactions - India
- Thread starter adsatinder
- Start date
Masses don't have smartphones.
How to extend coverage and access is another story. Talking about it easy, implementation not easy.
adsatinder
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Main Accused Of Online Fraud In Kullu Arrested From West Bengal
कुल्लू में ऑनलाइन ठगी का मुख्य सरगना पश्चिम बंगाल से गिरफ्तार
न्यूज डेस्क, अमर उजाला, कुल्लू Updated Sat, 11 Jan 2020 07:04 PM IST
सांकेतिक तस्वीर
ओटीपी नंबर पूछकर लोगों से ऑनलाइन ठगी करने वाले मुख्य सरगना को कुल्लू पुलिस ने पश्चिम बंगाल के आसनसोल जिले से गिरफ्तार किया है। आरोपी ने भारत में जगह-जगह पर ऑनलाइन धोखाधड़ी की है। कुल्लू जिले में आरोपी ने 10 लाख की ठगी को अंजाम दिया था। लगातार दूसरे दिन पुलिस की गिरफ्तारी के बाद हड़कंप मच गया है।
मामले में पहले ही झारखंड और पश्चिम बंगाल के छह आरोपियों को गिरफ्तार किया जा चुका है। कुल्लू पुलिस जिले में हुई ऑनलाइन ठगी के मामलों की जांच कर रही है। जांच के दौरान पुलिस ने बारी-बारी से ठगी की घटना को अंजाम देने वाले शातिरों को पकड़ा। दो दिन पहले ही पुलिस ने दो आरोपियों को पकड़ा था। आरोपियों से पूछताछ करने पर पाया कि अभिषेक कुमार सिंह पुत्र प्रदीप कुमार सिंह निवासी वर्धमान, पश्चिम बंगाल गैंग का मुख्य सरगना है।
पुलिस की स्पेशल टीम ने दबिश देकर मुख्य सरगना को पश्चिमी बंगाल के आसनसोल जिले से गिरफ्तार किया। आरोपी देश के कई हिस्सों में लोगों से धोखाधड़ी कर चुका है। आरोपी को नवंबर में ही आसनसोल दुर्गापुर पुलिस कमिश्नरेट के साइबर क्राइम पुलिस स्टेशन की टीम की ओर से साइबर क्राइम, धारा 419, 420, 467, 468, 120 बी आईपीसी के तहत गिरफ्तार किया था, जो जमानत पर बाहर था।
निरमंड थाना में पंजीकृत मुकदमे में आरोपी ने शिकायतकर्ता के दस लाख रुपये पीएनबी अकाउंट से अलग-अलग फेक पेटीएम अकाउंट्स में ट्रांसफर किए। बाद में इन पेटीएम अकाउंट्स से कुछ पैसे की नकदी निकाली। कुछ रुपयों के गिफ्ट वाउचर खरीदकर अन्य लोगों को बेच दिए। आरोपी ने तीन लाख रुपये से ज्यादा के गिफ्ट वाउचर्स को 29 मोबाइल फोन खरीदने के लिए भी इस्तेमाल किया। मामले की पुष्टि पुलिस अधीक्षक गौरव सिंह ने की।
उन्होंने कहा कि ऑनलाइन ठगी के मुख्य सरगना को पुलिस की टीम ने पश्चिम बंगाल के आसनसोल जिले से पकड़ा है। आरोपी से कड़ी पूछताछ चल रही है। उन्होंने कहा कि ऑनलाइन धोखाधड़ी के चार केसों में अब तक कुल सात आरोपी झारखंड व पश्चिम बंगाल के विभिन्न जिलों से गिरफ्तार किए जा चुके हैं। कुल्लू पुलिस की ओर से ऑनलाइन ठगी करने वालों हो रही कार्रवाई से लोग खुश है। साथ ही इसके लिए पुलिस की कार्यप्रणाली की सराहना की है।
कुल्लू में ऑनलाइन ठगी का मुख्य सरगना पश्चिम बंगाल से गिरफ्तार
कुल्लू में ऑनलाइन ठगी का मुख्य सरगना पश्चिम बंगाल से गिरफ्तार
न्यूज डेस्क, अमर उजाला, कुल्लू Updated Sat, 11 Jan 2020 07:04 PM IST
सांकेतिक तस्वीर
ओटीपी नंबर पूछकर लोगों से ऑनलाइन ठगी करने वाले मुख्य सरगना को कुल्लू पुलिस ने पश्चिम बंगाल के आसनसोल जिले से गिरफ्तार किया है। आरोपी ने भारत में जगह-जगह पर ऑनलाइन धोखाधड़ी की है। कुल्लू जिले में आरोपी ने 10 लाख की ठगी को अंजाम दिया था। लगातार दूसरे दिन पुलिस की गिरफ्तारी के बाद हड़कंप मच गया है।
मामले में पहले ही झारखंड और पश्चिम बंगाल के छह आरोपियों को गिरफ्तार किया जा चुका है। कुल्लू पुलिस जिले में हुई ऑनलाइन ठगी के मामलों की जांच कर रही है। जांच के दौरान पुलिस ने बारी-बारी से ठगी की घटना को अंजाम देने वाले शातिरों को पकड़ा। दो दिन पहले ही पुलिस ने दो आरोपियों को पकड़ा था। आरोपियों से पूछताछ करने पर पाया कि अभिषेक कुमार सिंह पुत्र प्रदीप कुमार सिंह निवासी वर्धमान, पश्चिम बंगाल गैंग का मुख्य सरगना है।
पुलिस की स्पेशल टीम ने दबिश देकर मुख्य सरगना को पश्चिमी बंगाल के आसनसोल जिले से गिरफ्तार किया। आरोपी देश के कई हिस्सों में लोगों से धोखाधड़ी कर चुका है। आरोपी को नवंबर में ही आसनसोल दुर्गापुर पुलिस कमिश्नरेट के साइबर क्राइम पुलिस स्टेशन की टीम की ओर से साइबर क्राइम, धारा 419, 420, 467, 468, 120 बी आईपीसी के तहत गिरफ्तार किया था, जो जमानत पर बाहर था।
निरमंड थाना में पंजीकृत मुकदमे में आरोपी ने शिकायतकर्ता के दस लाख रुपये पीएनबी अकाउंट से अलग-अलग फेक पेटीएम अकाउंट्स में ट्रांसफर किए। बाद में इन पेटीएम अकाउंट्स से कुछ पैसे की नकदी निकाली। कुछ रुपयों के गिफ्ट वाउचर खरीदकर अन्य लोगों को बेच दिए। आरोपी ने तीन लाख रुपये से ज्यादा के गिफ्ट वाउचर्स को 29 मोबाइल फोन खरीदने के लिए भी इस्तेमाल किया। मामले की पुष्टि पुलिस अधीक्षक गौरव सिंह ने की।
उन्होंने कहा कि ऑनलाइन ठगी के मुख्य सरगना को पुलिस की टीम ने पश्चिम बंगाल के आसनसोल जिले से पकड़ा है। आरोपी से कड़ी पूछताछ चल रही है। उन्होंने कहा कि ऑनलाइन धोखाधड़ी के चार केसों में अब तक कुल सात आरोपी झारखंड व पश्चिम बंगाल के विभिन्न जिलों से गिरफ्तार किए जा चुके हैं। कुल्लू पुलिस की ओर से ऑनलाइन ठगी करने वालों हो रही कार्रवाई से लोग खुश है। साथ ही इसके लिए पुलिस की कार्यप्रणाली की सराहना की है।
कुल्लू में ऑनलाइन ठगी का मुख्य सरगना पश्चिम बंगाल से गिरफ्तार
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Didn’t ban cryptocurrencies, only ring-fenced banks from associated risks: RBI tells SC
This statement came as a response to a petition filed by the Internet and Mobile Association of India (IAMAI) in the Supreme Court.
Money Cryptocurrency Tuesday, January 21, 2020 - 18:34
S. Mahadevan
Contrary to the general opinion that cryptocurrencies like Bitcoin are banned in India, the Reserve Bank of India has conveyed to the Supreme Court that digital currencies are not banned. RBI says it has only ring-fenced banks and other regulated entities from dealing in the currencies that could result in losses for them.
This statement by RBI is part of a 30-page response in the form of an affidavit that the banking regulator had submitted to the apex court in a case filed by the Internet and Mobile Association of India (IAMAI). The appeal by IAMAI to the Supreme Court was in objection to RBI’s circular in 2018 where it had stopped the banks from dealing in cryptocurrencies which amounted to banning legitimate business transactions.
Reserve Bank of India has explained in its affidavit to the Supreme Court that it was not against any technological innovations. However, cryptocurrencies have earned the reputation of being used for illegal transactions and for funding terrorist activities. Money laundering is another activity associated with the virtual currencies. The regulator therefore wanted that the financial institutions in India which are regulated by it do not fall a prey to the risks associated with dealing in cryptocurrencies.
The central bank had offered similar advice to the Indian government as well not to allow initial coin offerings (ICOs) and asset funds based on virtual currencies in the country. This too has been disclosed by RBI in that affidavit.
The cryptocurrency debate is raging in many countries across the world. Those in favour of cryptocurrencies claim it is the currency of the future and governments should adopt them in the economy. Those opposing point out how volatile the currency, particularly Bitcoin has been and how gullible public have lost billions of dollars of their hard-earned money chasing fortunes in Bitcoin. There have also been cases of massive hacks through which the cryptocurrency assets held in exchanges have been wiped out overnight, leaving the owners of these currencies with nothing to show.
The next hearing on the case in the SC is fixed for January 21, 2020.
Didn’t ban cryptocurrencies, only ring-fenced banks from associated risks: RBI tells SC
This statement came as a response to a petition filed by the Internet and Mobile Association of India (IAMAI) in the Supreme Court.
Money Cryptocurrency Tuesday, January 21, 2020 - 18:34
S. Mahadevan
Contrary to the general opinion that cryptocurrencies like Bitcoin are banned in India, the Reserve Bank of India has conveyed to the Supreme Court that digital currencies are not banned. RBI says it has only ring-fenced banks and other regulated entities from dealing in the currencies that could result in losses for them.
This statement by RBI is part of a 30-page response in the form of an affidavit that the banking regulator had submitted to the apex court in a case filed by the Internet and Mobile Association of India (IAMAI). The appeal by IAMAI to the Supreme Court was in objection to RBI’s circular in 2018 where it had stopped the banks from dealing in cryptocurrencies which amounted to banning legitimate business transactions.
Reserve Bank of India has explained in its affidavit to the Supreme Court that it was not against any technological innovations. However, cryptocurrencies have earned the reputation of being used for illegal transactions and for funding terrorist activities. Money laundering is another activity associated with the virtual currencies. The regulator therefore wanted that the financial institutions in India which are regulated by it do not fall a prey to the risks associated with dealing in cryptocurrencies.
The central bank had offered similar advice to the Indian government as well not to allow initial coin offerings (ICOs) and asset funds based on virtual currencies in the country. This too has been disclosed by RBI in that affidavit.
The cryptocurrency debate is raging in many countries across the world. Those in favour of cryptocurrencies claim it is the currency of the future and governments should adopt them in the economy. Those opposing point out how volatile the currency, particularly Bitcoin has been and how gullible public have lost billions of dollars of their hard-earned money chasing fortunes in Bitcoin. There have also been cases of massive hacks through which the cryptocurrency assets held in exchanges have been wiped out overnight, leaving the owners of these currencies with nothing to show.
The next hearing on the case in the SC is fixed for January 21, 2020.
Didn’t ban cryptocurrencies, only ring-fenced banks from associated risks: RBI tells SC
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RFID cards
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Credit, debit card details of 4 lakh Indians up for sale on dark net
Gautam S. Mengle
Mumbai, February 08, 2020 00:27 IST
Updated: February 08, 2020 11:59 IST
Shot of an unrecognisable hacker using a laptop to hack into a credit account
CERT-in alerted to stolen data on offer on dark net.
A whopping 98% out of a large packet of sensitive credit and debit card details, that have been put up for sale on the dark net, are those of Indian customers, Group-IB — a Singapore-based cybersecurity company — has revealed.
According to Group-IB’s statement released on Friday, the stash of 4,61,976 card payment details went up for sale on Wednesday on Joker’s Stash, one of the most secretive portals on the dark net for buying such information. Group-IB has already informed Indian authorities about the leak.
The company has also observed that the data is suspected to have been collected from phishing rackets, which are on the rise in India over the last few years.
Superintendent of Police (Maharashtra Cyber) Balsing Rajput said, “We are studying the information and the data and will soon be issuing an advisory in this regard.”
Group-IB’s statement said, “The underground market value of the database is estimated at more than $4.2 million. The source of this batch currently remains unknown. Upon the discovery of this database, Group-IB has immediately informed the Indian Computer Emergency Response Team (CERT-In) about the sale of the payment records, so they could take necessary steps.”
Group-IB's threat Intelligence Team has found that the details are comprehensive in nature, and include card numbers, expiration dates, CVV/CVC codes and, in this case, some additional information such as cardholders’ full names, their emails, phone numbers and addresses.
Second major leak
“This is the second major leak of cards relating to Indian banks detected by Group-IB Threat Intelligence team in the past several months. In the current case, we are dealing with so-called fullz — they have info on card number, expiration date, CVV/CVC, cardholder name as well as some extra personal info. Such type of data is likely to have been compromised online — with the use of phishing, malware, or JS-sniffers — while in the previous case, we dealt with card dumps (the information contained in the card magnetic stripe), which can be stolen through the compromise of offline POS terminals, for example,” Dmitry Shestakov, Head of Group-IB cybercrime research unit said.
JavaScript or JS-Sniffers are programmes used for stealing credit and debit card information from e-commerce websites, and are among the latest concerns when it comes to cybersecurity and theft of sensitive card details.
In October 2019, Group-IB Threat Intelligence team had detected the first such database of over 1.3 million credit and debit card records, mostly of Indian customers.
www.thehindu.com
Gautam S. Mengle
Mumbai, February 08, 2020 00:27 IST
Updated: February 08, 2020 11:59 IST
Shot of an unrecognisable hacker using a laptop to hack into a credit account
CERT-in alerted to stolen data on offer on dark net.
A whopping 98% out of a large packet of sensitive credit and debit card details, that have been put up for sale on the dark net, are those of Indian customers, Group-IB — a Singapore-based cybersecurity company — has revealed.
According to Group-IB’s statement released on Friday, the stash of 4,61,976 card payment details went up for sale on Wednesday on Joker’s Stash, one of the most secretive portals on the dark net for buying such information. Group-IB has already informed Indian authorities about the leak.
The company has also observed that the data is suspected to have been collected from phishing rackets, which are on the rise in India over the last few years.
Superintendent of Police (Maharashtra Cyber) Balsing Rajput said, “We are studying the information and the data and will soon be issuing an advisory in this regard.”
Group-IB’s statement said, “The underground market value of the database is estimated at more than $4.2 million. The source of this batch currently remains unknown. Upon the discovery of this database, Group-IB has immediately informed the Indian Computer Emergency Response Team (CERT-In) about the sale of the payment records, so they could take necessary steps.”
Group-IB's threat Intelligence Team has found that the details are comprehensive in nature, and include card numbers, expiration dates, CVV/CVC codes and, in this case, some additional information such as cardholders’ full names, their emails, phone numbers and addresses.
Second major leak
“This is the second major leak of cards relating to Indian banks detected by Group-IB Threat Intelligence team in the past several months. In the current case, we are dealing with so-called fullz — they have info on card number, expiration date, CVV/CVC, cardholder name as well as some extra personal info. Such type of data is likely to have been compromised online — with the use of phishing, malware, or JS-sniffers — while in the previous case, we dealt with card dumps (the information contained in the card magnetic stripe), which can be stolen through the compromise of offline POS terminals, for example,” Dmitry Shestakov, Head of Group-IB cybercrime research unit said.
JavaScript or JS-Sniffers are programmes used for stealing credit and debit card information from e-commerce websites, and are among the latest concerns when it comes to cybersecurity and theft of sensitive card details.
In October 2019, Group-IB Threat Intelligence team had detected the first such database of over 1.3 million credit and debit card records, mostly of Indian customers.
Credit, debit card details of 4 lakh Indians up for sale on dark net
CERT-in alerted to stolen data on offer on dark net.
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RBI Update Cards online use to be disabled if unused by Mar 16, 2020
From March 16th 2020, If You Have Never Used Your Debit Card For Any Online Transactions Then It Will Be Blocked.
This Step Is Taken To Avoid Fraudulent Transactions Taking Place On Such Debit Cards On Which No Online Transactions Was Done Ever.
If Anyone Want To Use Debit Card, They Can Get It Unblocked By Their Branch Or They Can Do Any Transaction Before 16th March 2020 To Keep Their Debit Card Active.
Furthermore, All Banks Will Soon Come Up With Options To Block/Block Your Debit Card Online Via App Or NetBanking.
Note - This Update Is Purely For Those Who Have Never Done Any Online Transaction Via Their Debit Card.
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RBI allows card holders to enable, disable cards for online use, modify transaction limitsBanks have been asked to give users the facility to enable/disable their cards for different types of use.
By
Navneet Dubey
ET Online|
Last Updated: Jan 15, 2020, 07.08 PM IST
To increase security of card (credit and debit) transactions the Reserve Bank of India has directed all banks to give card users the facility to themselves enable/disable their cards for different types of use--online, physical, contact-less domestically or internationally.
Card issuers have also been asked to allow card holders to modify transaction limits within the overall card limit for all types of transactions -domestic and international at PoS, ATMs, online transactions and contactless transactions.
RBI has directed banks and other card issuers to enable cards only for use at contact based points i.e. ATMs and Point of Sale (Pos) devices within India at the time of issue of the cards. This means that when a card is issued it will, by default, only be usable to physically swipe at a PoS or at a ATM. It would not be enabled for use online or for contact-less transactions.
The card would have to be enabled for these type of transactions by the user himself or herself. Currently, when a card is issued it can immediately be used for card present (swiping) transactions, online and contact-less transactions.
As per the RBI directive, card holder will have to be given the facility to switch on and off the other facilities on their cards after it is issued to them. These directions on enhancing security of card transactions will come into effect from March 16, 2020, as per the RBI notification.
Enhancing security of card transactions
According to RBI notification, the volume and value of transactions made through cards have increased manifold over the years. To improve user convenience and increase the security of card transactions, it has been decided as under:
a) At the time of issue /re-issue, all cards (physical and virtual) shall be enabled for use only at contact based points of usage [viz. ATMs and Point of Sale (PoS) devices] within India. Issuers shall provide cardholders a facility for enabling card not present (domestic and international) transactions, card present (international) transactions and contactless transactions.
b) For existing cards, issuers may take a decision, based on their risk perception, whether to disable the card not present (domestic and international) transactions, card present (international) transactions and contactless transaction rights. Existing cards which have never been used for online (card not present) / international / contactless transactions shall be mandatorily disabled for this purpose.
c) Additionally, the issuers shall provide to all cardholders:
Points to note
The provisions of this circular are not mandatory for prepaid gift cards and those used at mass transit systems.
Issuers and card networks may give wide publicity to the provisions of this circular.
RBI allows card holders to enable, disable cards for online use, modify transaction limits
By
Navneet Dubey
ET Online|
Last Updated: Jan 15, 2020, 07.08 PM IST
To increase security of card (credit and debit) transactions the Reserve Bank of India has directed all banks to give card users the facility to themselves enable/disable their cards for different types of use--online, physical, contact-less domestically or internationally.
Card issuers have also been asked to allow card holders to modify transaction limits within the overall card limit for all types of transactions -domestic and international at PoS, ATMs, online transactions and contactless transactions.
RBI has directed banks and other card issuers to enable cards only for use at contact based points i.e. ATMs and Point of Sale (Pos) devices within India at the time of issue of the cards. This means that when a card is issued it will, by default, only be usable to physically swipe at a PoS or at a ATM. It would not be enabled for use online or for contact-less transactions.
The card would have to be enabled for these type of transactions by the user himself or herself. Currently, when a card is issued it can immediately be used for card present (swiping) transactions, online and contact-less transactions.
As per the RBI directive, card holder will have to be given the facility to switch on and off the other facilities on their cards after it is issued to them. These directions on enhancing security of card transactions will come into effect from March 16, 2020, as per the RBI notification.
Enhancing security of card transactions
According to RBI notification, the volume and value of transactions made through cards have increased manifold over the years. To improve user convenience and increase the security of card transactions, it has been decided as under:
a) At the time of issue /re-issue, all cards (physical and virtual) shall be enabled for use only at contact based points of usage [viz. ATMs and Point of Sale (PoS) devices] within India. Issuers shall provide cardholders a facility for enabling card not present (domestic and international) transactions, card present (international) transactions and contactless transactions.
b) For existing cards, issuers may take a decision, based on their risk perception, whether to disable the card not present (domestic and international) transactions, card present (international) transactions and contactless transaction rights. Existing cards which have never been used for online (card not present) / international / contactless transactions shall be mandatorily disabled for this purpose.
c) Additionally, the issuers shall provide to all cardholders:
- Facility to switch on /off and set /modify transaction limits (within the overall card limit, if any, set by the issuer) for all types of transactions – domestic and international, at PoS /ATMs /online transactions /contactless transactions, etc.;
- The above facility on a 24x7 basis through multiple channels - mobile application /internet banking / ATMs /Interactive Voice Response (IVR); this may also be offered at branches /offices
- Alerts /information /status, etc., through SMS /e-mail, as and when there is any change in status of the card
Points to note
The provisions of this circular are not mandatory for prepaid gift cards and those used at mass transit systems.
Issuers and card networks may give wide publicity to the provisions of this circular.
RBI allows card holders to enable, disable cards for online use, modify transaction limits
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Paytm was removed from Google Playstore but was back after 4 hours on 18th September 2020.
Complerte Story:
PAYTM AND PAYTM FIRST GAMES REMOVED FROM PLAY STORE FOR VIOLATING GOOGLE’S GAMBLING POLICIES IN INDIA
By Digit NewsDesk | Published on 18 Sep 2020
HIGHLIGHTS
Paytm and Paytm First Games app removed from Google Play Store
Paytm says users money safe and app coming back very soon
Google says Paytm and Paytm First Games app violated Play Store gambling policy
Update: September 18, 2020, 7:12 PM: Paytm app is now back in the Google Play Store.
Paytm and Paytm First Games app has been removed from the Google Play Store in India for violating gambling policies. Paytm is one of the most popular payments apps in India that also offers e-commerce and financial services to over 400 million users (as of 2019). The Paytm app and Paytm First Games app were delisted from the Play Store in India on accounts of facilitating sports betting which is in direct violation of Google’s gambling policy.
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Paytm has posted a tweet on its official Twitter account confirming that the Android app is “temporarily unavailable” and assuring concerned users that their money is safe until the app comes back “very soon”.
In a blog post, Google says, “We don’t allow online casinos or support any unregulated gambling apps that facilitate sports betting. This includes if an app leads consumers to an external website that allows them to participate in paid tournaments to win real money or cash prizes, it is a violation of our policies.”
Paytm has added a new fantasy cricket tournament in the Paytm First Games app and the app also promotes other fantasy sports as banners on the homepage. For instance, if you look in the screenshot below, the banner advertisement takes users to a third-party website. According to Google, this form of promotion puts users in potential harm and in such cases the app is taken down from the Play Store temporarily until it is restored and meets the guidelines.
Paytm First Games app, on the other hand, offers fantasy cricket and football tournaments that involve betting with actual money. It raked in over 5 million app downloads during the Coronavirus lockdown. The app recently roped in Sachin Tendulkar as its brand ambassador for “creating awareness” about fantasy sports in India.
Having said that, fantasy sports isn't restricted in India and is not illegal in the country. In a blog post, Paytm says that its app was removed from the Play Store due to the new Paytm Cricket League that was launched. "The game allows users to get player stickers after each transaction, collect them and receive Paytm Cashback," reads the post. The company says that it has temporarily removed the cashback option so that the app can go back to being listed on the Play Store.
Paytm and Paytm First Games removed from Play Store for violating Google’s gambling policies in India | Digit
Complerte Story:
PAYTM AND PAYTM FIRST GAMES REMOVED FROM PLAY STORE FOR VIOLATING GOOGLE’S GAMBLING POLICIES IN INDIA
By Digit NewsDesk | Published on 18 Sep 2020
HIGHLIGHTS
Paytm and Paytm First Games app removed from Google Play Store
Paytm says users money safe and app coming back very soon
Google says Paytm and Paytm First Games app violated Play Store gambling policy
Update: September 18, 2020, 7:12 PM: Paytm app is now back in the Google Play Store.
Paytm and Paytm First Games app has been removed from the Google Play Store in India for violating gambling policies. Paytm is one of the most popular payments apps in India that also offers e-commerce and financial services to over 400 million users (as of 2019). The Paytm app and Paytm First Games app were delisted from the Play Store in India on accounts of facilitating sports betting which is in direct violation of Google’s gambling policy.
Advertisements
Paytm has posted a tweet on its official Twitter account confirming that the Android app is “temporarily unavailable” and assuring concerned users that their money is safe until the app comes back “very soon”.
In a blog post, Google says, “We don’t allow online casinos or support any unregulated gambling apps that facilitate sports betting. This includes if an app leads consumers to an external website that allows them to participate in paid tournaments to win real money or cash prizes, it is a violation of our policies.”
Paytm has added a new fantasy cricket tournament in the Paytm First Games app and the app also promotes other fantasy sports as banners on the homepage. For instance, if you look in the screenshot below, the banner advertisement takes users to a third-party website. According to Google, this form of promotion puts users in potential harm and in such cases the app is taken down from the Play Store temporarily until it is restored and meets the guidelines.
Paytm First Games app, on the other hand, offers fantasy cricket and football tournaments that involve betting with actual money. It raked in over 5 million app downloads during the Coronavirus lockdown. The app recently roped in Sachin Tendulkar as its brand ambassador for “creating awareness” about fantasy sports in India.
Having said that, fantasy sports isn't restricted in India and is not illegal in the country. In a blog post, Paytm says that its app was removed from the Play Store due to the new Paytm Cricket League that was launched. "The game allows users to get player stickers after each transaction, collect them and receive Paytm Cashback," reads the post. The company says that it has temporarily removed the cashback option so that the app can go back to being listed on the Play Store.
Paytm and Paytm First Games removed from Play Store for violating Google’s gambling policies in India | Digit
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Paytm Alleges Arm-Twisting By Google; Internet Giant Says A/C Can Be Terminated For Repeat Violations
Paytm in a blog alleged that Google Pay has been running similar cricket-based promotions “but a different set of rules apply to Google's own apps”.
21September, 2020
by BW Online Bureau
.
Home grown digital financial services firm Paytm on Sunday charged internet giant Google of 'arm-twisting' and forcing it to roll back a UPI cashback campaign which is legal in India.
Google said that offering cashbacks and vouchers alone do not constitute a violation of Google Play gambling policies and in case of repeat violation its may even terminate Google Play developer accounts.
Paytm in a blog alleged that Google Pay has been running similar cricket-based promotions “but a different set of rules apply to Google's own apps”.
Google had blocked Paytm on its Play store following a policy update on September 18, ahead of the IPL cricket tournament, to disallow apps that support any unregulated gambling but restored the mobile app after a few hours after it rolled back the campaign.
Paytm said that it was forced to comply with Google's mandate to remove the UPI cashback and scratch cards campaign to get re-listed on the Android Play Store.
'Offering both is legal in India, and cashback was being given following all rules and regulations set by the government,' Paytm said.
When contacted, a Google spokesperson said that offering cashbacks and vouchers alone do not constitute a violation of our Google Play gambling policies.
The spokesperson said that last week Google reiterated Play Store gambling policies which bars online casinos or support any unregulated gambling apps that facilitate sports betting, 'including daily fantasy sports in India'.
'We enforce our policies very thoughtfully to provide a safe and secure experience for consumers, while also giving developers the platform and tools they need to build sustainable businesses. In the case of repeated policy violations, we may take more serious action which may include terminating Google Play Developer accounts. Our policies are applied and enforced on all developers consistently,” Google spokesperson said.
Paytm said that its gaming subsidiary, Paytm First Games can conveniently do a paid promotion on Google-owned YouTube but it is not allowed to do the same advertisement on the Paytm app as per Google Policy.
'We have been prompt and responsible in solving Google's concerns and comply with their directions. Google's recent action on the delisting of the Paytm app because of a UPI cashback campaign is unjustified. We reiterate that our cashback campaign was within guidelines, and there was no violation,' Paytm said.
It added that as a country India should not beholden to such tech giants.
The digital payments firm alleged that it was 'arm-twisted' by the search engine major to comply with its biased app Play Store policies 'that are meant to artificially create Google's market dominance.' Paytm in the blog said that Google Pay has started its Tez Shots Campaign which clearly says, 'Score Runs to earn assured rewards worth up to Rs 1 lakh' at the beginning of this cricket season itself.
The Tez Shots participants who qualify for a lucky draw through which they get assured tickets up to Rs 1 lakh with any qualifying payment, Paytm said in a blog.
'Presumably, such cashback campaigns of Google Pay are not in breach of play store policies, or maybe they are, but a different set of rules apply to Google's own apps,' the digital payments firm said.
Paytm said that it launched a campaign on September 11 where users could collect cricket stickers and scratch cards to earn UPI cashback.
The offer was applicable on recharges, utility payments, UPI money transfers, and adding money to wallet and on September 18 at 11:30 AM, the company received the first email from Google Play Support informing that the Paytm Android app had been delisted.
Vijay Shekhar Sharma-run digital payments firm alleged that it was not given any opportunity to respond to their concerns or put forth views.
'We maintain that our promotional campaign was within guidelines, and there was no violation. It was also not related to gambling in any manner whatsoever,” Paytm added its blog.
Paytm said the Google Play Support team had written to them on three occasions--on August 20, August 28 and on September 1, with some concerns on a separate matter of Paytm First Games' promotion through the Paytm app for some alleged previous “policy violations”.
'While we strenuously disagreed with the allegation that we are breaching the policy (and we disagree with the policy itself too), we immediately complied with the diktat that barred us from promoting our gaming subsidiary,' it stated in the blog.
(PTI)
www.businessworld.in
Paytm in a blog alleged that Google Pay has been running similar cricket-based promotions “but a different set of rules apply to Google's own apps”.
21September, 2020
by BW Online Bureau
.
Home grown digital financial services firm Paytm on Sunday charged internet giant Google of 'arm-twisting' and forcing it to roll back a UPI cashback campaign which is legal in India.
Google said that offering cashbacks and vouchers alone do not constitute a violation of Google Play gambling policies and in case of repeat violation its may even terminate Google Play developer accounts.
Paytm in a blog alleged that Google Pay has been running similar cricket-based promotions “but a different set of rules apply to Google's own apps”.
Google had blocked Paytm on its Play store following a policy update on September 18, ahead of the IPL cricket tournament, to disallow apps that support any unregulated gambling but restored the mobile app after a few hours after it rolled back the campaign.
Paytm said that it was forced to comply with Google's mandate to remove the UPI cashback and scratch cards campaign to get re-listed on the Android Play Store.
'Offering both is legal in India, and cashback was being given following all rules and regulations set by the government,' Paytm said.
When contacted, a Google spokesperson said that offering cashbacks and vouchers alone do not constitute a violation of our Google Play gambling policies.
The spokesperson said that last week Google reiterated Play Store gambling policies which bars online casinos or support any unregulated gambling apps that facilitate sports betting, 'including daily fantasy sports in India'.
'We enforce our policies very thoughtfully to provide a safe and secure experience for consumers, while also giving developers the platform and tools they need to build sustainable businesses. In the case of repeated policy violations, we may take more serious action which may include terminating Google Play Developer accounts. Our policies are applied and enforced on all developers consistently,” Google spokesperson said.
Paytm said that its gaming subsidiary, Paytm First Games can conveniently do a paid promotion on Google-owned YouTube but it is not allowed to do the same advertisement on the Paytm app as per Google Policy.
'We have been prompt and responsible in solving Google's concerns and comply with their directions. Google's recent action on the delisting of the Paytm app because of a UPI cashback campaign is unjustified. We reiterate that our cashback campaign was within guidelines, and there was no violation,' Paytm said.
It added that as a country India should not beholden to such tech giants.
The digital payments firm alleged that it was 'arm-twisted' by the search engine major to comply with its biased app Play Store policies 'that are meant to artificially create Google's market dominance.' Paytm in the blog said that Google Pay has started its Tez Shots Campaign which clearly says, 'Score Runs to earn assured rewards worth up to Rs 1 lakh' at the beginning of this cricket season itself.
The Tez Shots participants who qualify for a lucky draw through which they get assured tickets up to Rs 1 lakh with any qualifying payment, Paytm said in a blog.
'Presumably, such cashback campaigns of Google Pay are not in breach of play store policies, or maybe they are, but a different set of rules apply to Google's own apps,' the digital payments firm said.
Paytm said that it launched a campaign on September 11 where users could collect cricket stickers and scratch cards to earn UPI cashback.
The offer was applicable on recharges, utility payments, UPI money transfers, and adding money to wallet and on September 18 at 11:30 AM, the company received the first email from Google Play Support informing that the Paytm Android app had been delisted.
Vijay Shekhar Sharma-run digital payments firm alleged that it was not given any opportunity to respond to their concerns or put forth views.
'We maintain that our promotional campaign was within guidelines, and there was no violation. It was also not related to gambling in any manner whatsoever,” Paytm added its blog.
Paytm said the Google Play Support team had written to them on three occasions--on August 20, August 28 and on September 1, with some concerns on a separate matter of Paytm First Games' promotion through the Paytm app for some alleged previous “policy violations”.
'While we strenuously disagreed with the allegation that we are breaching the policy (and we disagree with the policy itself too), we immediately complied with the diktat that barred us from promoting our gaming subsidiary,' it stated in the blog.
(PTI)
Paytm Alleges Arm-twisting By Google; Internet Giant Says A/C Can Be Terminated For Repeat Violations
Paytm in a blog alleged that Google Pay has been running similar cricket-based promotions “but a different set of rules apply to Google's own apps”., , paytm, google