hackernewbie
Guru
From the past few months, I have been on the look-out for good term insurances.
Initially I was planning to get one worth 1Cr. but after some thought, it seems, ~50L would be good for now. May be, down the line, I can get one more.
I would prefer an online insurance, mainly for the cost factor.
Some companies, like HDFC say, for people less than 30yrs, and an insurance of 50L, no medical is required. Me being '85 born, fall in this bracket.
After doing some basic R'nD I think, these are the ones that look good to me:
What do you guys think, which one of these look good to you?
What are the things I should keep in mind while choosing one ?
What are the medical tests that are usually done for a term insurance?
I have almost NO knowledge of the insurance aspects so any suggestion would be welcome!
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No suggestions here?
Initially I was planning to get one worth 1Cr. but after some thought, it seems, ~50L would be good for now. May be, down the line, I can get one more.
I would prefer an online insurance, mainly for the cost factor.
Some companies, like HDFC say, for people less than 30yrs, and an insurance of 50L, no medical is required. Me being '85 born, fall in this bracket.
After doing some basic R'nD I think, these are the ones that look good to me:
- SBI eShield
- Aegon Religare (mainly because of their Riders) (Very BAD claim-settlement ratio)
- HDFC Click2Protect
- ICICIC iCare
What do you guys think, which one of these look good to you?
What are the things I should keep in mind while choosing one ?
What are the medical tests that are usually done for a term insurance?
I have almost NO knowledge of the insurance aspects so any suggestion would be welcome!
- - - Updated - - -
No suggestions here?
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