New Motor Vehicle Act 2019 from 1 September in India - Pay Huge Fines

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New Traffic Rules: Doing this can save you from hefty fines, 3 months of imprisonment

Updated: September 9, 2019 3:04:01 PM

Soon after the new traffic rules came into effect, several cases of drivers paying hefty fines are being reported from all across the country. You should do this to avoid penalty.


New Traffic Rules, new traffic rules and fines, New Traffic Rules for Vehicle Insurance 2019, auto insurance, Motor Vehicles Act 2019, new traffic rules in india 2019,


It is believed that with due implementation of the new law, the wide gap between uninsured and insured vehicles will narrow down significantly.


New Traffic Rules for Vehicle Insurance 2019: In order to improve road behaviour of people and promote road safety as a discipline, the Government of India recently implemented the newly-introduced Motor Vehicle (Amendment) Act, 2019, which came into effect from September 1. With amendments in over 63 clauses, the government seems all set to implement some strict penalties in some of the most common traffic violations. As per industry experts, the new law is being seen as a much-required initiative to inculcate an utter sense of responsibility among the citizens. It is also believed that with due implementation of the new law, the wide gap between uninsured and insured vehicles will narrow down significantly.
Soon after the new traffic rules came into effect, several cases of drivers paying hefty fines are being reported from all across the country. This is because the new Motor Vehicles Act has enhanced the penalties for various driving errors usually made by people, both intentionally and unintentionally. Over all, the government has enhanced penalty for offences where no penalty was implemented. The penalty for almost all first offence has been increased from up to Rs 100 to Rs 500 and the penalty for second/subsequent offence has been enhanced from 300 to Rs 1,500. Apart from this, several new penalties have also been introduced in case of violation of road regulations.

According to the new Motor Vehicles Act 2019 law, the penalty on driving a vehicle without a valid motor insurance has been increased to Rs 2,000 from Rs 1,000 for the first offence and for the second offence, the fine is Rs 4,000. Apart from the fine, there is a possibility of being jailed for 3 months on both these occasions. A 100% increase in the penalty for driving without a valid driving licence is majorly because as per the GIC report, in India there are over 19 crore registered vehicles out of which only 8.26 crore are insured. This is a grave issue as during an accident by an uninsured vehicle the victim has no other option than asking for compensation from the court rather than the insurer.

As per a survey, most people do not bother to renew their policy after the initial years as it is not mandatory by law apart from the third-party insurance. An insurance policy basically consists of two main components, namely – Own Damage Cover and Third Party Cover. While the Own Damage Cover components for damages caused to own vehicle during an accident, the Third Party Cover compensates for damages caused to third person or property. By increasing penalty on driving without a valid driving licence, the government primarily aims at helping road accident victims so that they can claim compensation from the insurers.


Time to Renew Your Motor Insurance Cover

All those whose motor insurance policy is expiring soon must make sure to renew their policy well in advance so that they do not end up paying a hefty fine. Also, for those whose policy has already expired and are looking for best available options to renew their policy without much documentation can also look for online insurance aggregators. People whose policy has already lapsed can easily buy motor insurance within a few minutes by just uploading a few photos and videos of the vehicle on the aggregators’ mobile application and get a policy issued within a few minutes. For those whose policy is expiring soon, they just need to fill in the car details and compare policies from different insurers. It is better to buy or renew your motor insurance policy in three minutes rather than spending 3 months in jail for driving the vehicle without a valid insurance policy as per the new law.



New Traffic Rules: Doing this can save you from hefty fines, 3 months of imprisonment
 

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Motor Insurance: Your tariff challans may soon impact the insurance premium you pay

By: Saikat Neogi|
Published: September 10, 2019 1:14:49 AM

The insurance regulator is looking into linking traffic violations committed by the registered owner or driver of the vehicle with the motor insurance premiums to be paid.

The terms of reference of the working group will also be to develop data fields required to implement traffic violations as rating factor in motor insurance


The terms of reference of the working group will also be to develop data fields required to implement traffic violations as rating factor in motor insurance
With the government focusing on Intelligent Traffic Management System in metros, motor insurance premium may soon be linked to traffic violations committed by the registered owner or driver of the vehicle. The insurance regulator has set up a nine-member working group to recommend implementation framework and methodology to link insurance premium with traffic violations.
In 2017, the the insurance regulator had come out with a discussion paper on use of telematics in the motor insurance segment which can provide an opportunity for insurers to offer relevant risk mitigation solutions to customers.

Premium and traffic violation
Under the Automated Traffic Enforcement system, e-Challan are being issued to owners or drivers involved in traffic offences. “It is perceived that linking insurance premium to traffic violations committed could reduce road accidents and change driver behavior,” the Insurance Regulatory and Development Authority of India’s (Irdai) note says.
The panel will recommend methodology to link insurance premium with traffic violations after taking into account global practices. It will evaluate the current point system for traffic violations implemented by states and evolve standard point system considering each traffic violations.
The terms of reference of the working group will also be to develop data fields required to implement traffic violations as rating factor in motor insurance. It will also suggest system to access historical traffic violation data of each vehicle and transfer the data from enforcement authorities to Insurance Information Bureau of India (IIBI) database. The panel will also suggest modalities for carrying out an immediate pilot project at NCT, Delhi to implement the premium escalation formula.

Present system
Motor insurance premiums in India are based on parameters such as make and model of the vehicle, its capacity, and geographical use. Motor insurance comprises own-damage and third-party insurance. Any vehicle that plies on the road needs a third-party cover under the Motor Vehicles Act and the rates for this are fixed by Irdai.
If the policyholder does not make any claim during the period, the insurer gives No Claim Bonus (NCB), which is a discount on the motor insurance premium at the time of renewal. It is given only on own damage premium and not on the third party premium in a comprehensive motor insurance policy. As own damage premium constitutes bulk of the total premium, NCB every year can save a lot of money for a policyholder.
Insurers also offer NCB protector add-on at the time of renewal of the insurance policy. This add-on can be purchased only if the vehicle is not older than three years. The policyholder should avoid filing insurance claims for petty dents or scratches because even one claim will debar you from being eligible to claim NCB.

Telematics to determine risk profile
In telematics, motor insurance will be based on data on driving habits of customers like driving speed, distance travelled and usage of the car captured through a GPS-enabled device fitted inside the car. The device will record speed patterns, types of roads, whether driven by driver or owner, driven during day or night or during weekend and even how the brakes are applied. The data will be collected through a smartphone and on-board diagnostic port.

Insurers can then use the data to calculate the cost of insurance and adjust premium. The insurer will charge a fee to instal the device and quote the annual premium which can increase or decrease depending upon the driving performance and other factors. The system can be used to retrieve stolen vehicles and to guide drivers about efficient routes, and help them save fuel and maintenance cost.
In fact, a couple of years ago Bajaj Allianz General Insurance had launched a telematics service called Drive Smart which gives feedback on the driving habits, aligns it with the motor premium and rewards good driving behaviour. After plugging in the device, the car owner will receive real-time alerts and feedback on his driving habits from the company’s insurance mobile app.




Motor Insurance: Your tariff challans may soon impact the insurance premium you pay
 

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Another truck driver fined for Rs 86,500: Negotiates to Rs 70,000 payment
News pertaining to hefty fines being issued by the enforcing agencies have started surfacing from all across India after the implementation of the amendments to the Motor Vehicles Act.
By: Express Drives Desk | Updated: September 10, 2019 9:17 PM

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Representational Image

Ever since the amendments to the Motor Vehicles Act have been implemented, cases of extravagant fines imposed by authorities have started surfacing from across India. Fines amounting for as much as Rs 1.16 lakh have been issued. In another recent instance, a truck driver was issued a challan for Rs 86,500 in the state of Odisha. Truck driver Ashok Jadav was issued the challan on September 3, but the incident came to light a little later when the mater was circulated widely across social media platforms. It is learnt that Jadav managed to bring the amount of the challan down to Rs 70,000 after negotiating with the officers for about 5 hours.
Jadav's challan of Rs 86,500 included Rs 56,000 for overloading with an access weight of 18 tons. In addition to this, Rs 5,000 was for un-authorised driving, Rs 5,000 for driving without a licence and a further Rs 20,000 for carrying an over-dimensional projection load.

The Union Minister for Road Transport and Highways Nitin Gadkari recently said that such hefty fines are being imposed so that people start obeying traffic rules. According to recent statistics, in India, 5 lakh road accidents annually which is amongst one of the highest globally. amid rising concern among citizens about the hefty fines, Gadkari recently stated that even he had paid fines for speeding on the Bandra-Worli sealink. In these, close to 1.5 lakh people lose their lives whereas 2 lakh are crippled. Under the amendments, if an officer who is responsible for implementing the said regulations is found disobeying the rules, he or she shall be liable for 200 per cent of the fine stipulated for that particular offence.
As most of the fines issued under the new regulations have been for missing documents, the ministry has clarified that carrying a digital copy of the same, in respective Digilocker or mParivan app is also valid and will be treated equivalent to original documents.
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Another truck driver fined for Rs 86,500: Negotiates to Rs 70,000 payment
 

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Bihar Police letting off traffic rule violators without challans, but not before they buy a helmet

Bihar Police's initiative is not only tackling with issues of users riding without helmets or third-party insurance, but the officer has also requested the District Transport Office to deput an official who can issue learner's licences.

By: Express Drives Desk | Updated: September 10, 2019 9:12 PM


motor vehicle amendment 2019 helmet
Image for representational purpose only

Police in Bihar has come up with a brilliant plan to get traffic law offenders to fall in line without them feeling harassed or burdened by hefty traffic challans. Quite to the surprise of road users in Motihari, Bihar, those riding without helmets or with lapsed insurance are being let off by the police, but not before they purchase a helmet or renew their insurance through agents present there. The drive has been launched in East Champaran district's Motihari by Chhatauni police station SHO Mukesh Chandra Kunwar.
The SHO got some helmet vendors and insurance agents on board for the initiative and set up stalls at the police checkpoints. "Riders are not being fined as that makes them feel like they are offenders. Instead, they are made to purchase good quality helmets and get their insurance renewed," he told PTI.
Bihar Police's initiative is not only tackling with issues of users riding without helmets or third-party insurance, but the officer has also requested the District Transport Office to deput an official who can issue learner's licences to those riding without them.

Kunwar says that he thought of this method as he believes imposing hefty fines on people will do little to ensure people are careful the next time.
The recent amendments made to the Motor Vehicle Act has increased the amount of traffic law violation fines by up to 20 times. Kunwar says the new rules give an impression that the new MV Act "has given a free hand to the police to act as extortionists. Such trust deficit is detrimental to policing," he said.

Motorcyclist fined Rs 23,000 for traffic violations in Gurugram: Here’s why

The SHO said Motihari's historic importance as the land where Mahatma Gandhi had launched the Champaran Satyagraha in 1917 had inspired him for the cause. "I drew inspiration from the town's historical legacy and came up with the plan which could help us achieve the objective of the amended MV Act in a humane yet effective way," he said.
However, Kunwar said that all offences can't be let off with goodwill gestures. "If a person is found driving rash or under the influence of alcohol -- sale and consumption of which is banned in Bihar – then we are left with no option but to take action according to the law," he said.



Bihar Police letting off traffic rule violators without challans, but not before they buy a helmet
 

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अब करो 5 हजार का चालान..प्रज्ञा ने पुलिस को ही पकड़ लिया | CUTTING CHAI WITH PRAGYA
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एक सितंबर से लागू नए नियम के तहत हेल्मेट नहीं पहनने या सीट बेल्ट नहीं लगाने वालों पर 1,000 रुपये का जुर्माना लगाया जाएगा जो कि पहले 100 रुपये था, जबकि बिना ड्राइविंग लाइसेंस के गाड़ी चलाने वालों पर 5,000 रुपये तक का जुर्माना लगाया जा सकता है या तीन महीने की जेल हो सकती है
 

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योगी के अधिकारी और सांसद को प्रज्ञा ने धर लिया, बिना सीट बेल्ट थे कटवा दिया चालान .. Cutting Chai
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This Vedio is Related To New Traffic Rules.
 

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UP Police is Great !


UP: बरेली में हेलमेट नहीं होने पर कार का किया चालान, पुलिस ने दी ये सफाई

नया मोटर व्हीकल एक्ट लागू होने के बाद यातायात नियम तोड़ने वालों पर भारी जुर्माना लगाए जाने से लोग दहशत में हैं, लेकिन ट्रैफिक पुलिस भी कम नहीं है. पुलिस ने एक कार का चालान काट दिया, क्योंकि उसमें हेलमेट नहीं था.

सांकेतिक तस्वीर (REUTERS)


सांकेतिक तस्वीर (REUTERS)




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नई दिल्ली, 06 सितंबर 2019, अपडेटेड 00:01 IST


  • जुलाई में कार के नंबर को स्कूटी का नंबर करार देते हुए काटा चालान
  • बरेली ट्रैफिक पुलिस की सफाई- हमने नहीं सिविल पुलिस ने काटा चालान

नया मोटर व्हीकल एक्ट लागू होने के बाद यातायात नियम तोड़ने वालों पर भारी जुर्माना लगाए जाने से लोग दहशत में हैं. कई चालान काटे जाने को लेकर कई तरह की बातें भी चल रही हैं. ऐसे में ट्रैफिक पुलिस का एक ऐसा कारनामा सामने आया है जिसमें उसने एक कार का चालान काट दिया क्योंकि उसमें हेलमेट नहीं था.
नया एक्ट लागू होने से बहुत पहले ही बरेली ट्रैफिक पुलिस की ओर से 500 रुपये के काटे गए चालान में कार को स्कूटी के रूप में माना गया है. चालान काटे जाने के बाद कार मालिक अब बेहद संकट में है कि वो इसका क्या करे.
इज्जतनगर थाने के अंतर्गत रहने वाले अनीश नरूला एक व्यापारी हैं और उनके पाक एक कार है. ट्रैफिक पुलिस ने कमाल करते हुए 26 जुलाई को उनकी कार के नंबर को स्कूटी का नंबर करार देते हुए हेलमेट के बगैर चलने के आरोप में चालान काट दिया. ऑनलाइन चालान काटे जाने को लेकर कोई मैसेज भी अनीश के मोबाइल पर नहीं आया.
लेकिन पिछले दिनों अनीश का भतीजा कार से संबंधी पेपर अपडेट करने के लिए ऑनलाइन जानकारी हासिल कर रहा था, तभी पता चला कि कार के नंबर पर 500 रुपये का चालान कटा हुआ है.
चालान काटे को लेकर चालान स्लिप पर कार के नंबर पर स्कूटी बताते हुए हेलमेट के बगैर चलाने का आरोप लगाया गया है. इस संबंध में चालान काटे जाने को लेकर बरेली के आला अफसरों ने जांच कराने की बात कही है.

इस मामले में बरेली पुलिस की ओर से सफाई भी दी गई है. बरेली पुलिस ने सफाई देते हुए ट्वीट किया कि उक्त वाहन का चालान यातायात पुलिस के द्वारा नहीं किया गया है. सिविल पुलिस द्वारा किया गया है.


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चप्पल पहनकर बाइक चलाया तो कटेगा चालान

ट्रैफिक नियमों के मुताबिक चप्पल पहन कर गियर वाले बाइक चलाने वालों पर भी चालान कटेगा. चप्पल या सैंडल पहनकर बाइक चलाना भी यातायात के नियमों के खिलाफ आता है और ऐसा करने पर चालान कट जाएगा. चप्पल पहनकर गियर वाले बाइक चलाते हुए पहली बार पकड़े जाने पर 1000 रुपये का जुर्माना लगेगा.
चप्पल पहनकर दुपहिया वाहन चलाते हुए दोबारा पकड़े जाने की सूरत में आरोपी को 15 दिन की जेल भी हो सकती है. पिछले महीने अगस्त में बरेली की ट्रैफिक पुलिस चप्पल पहनकर बाइक चलाने पर चालान कर चुकी है.



UP: बरेली में हेलमेट नहीं होने पर कार का किया चालान, पुलिस ने दी ये सफाई
 

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Reaction on New Rules :


क्या सारा जुर्माना पब्लिक ही देती रहेगी???

सरकार पर जुर्माना क्यो नही???

सडक पर गडडे होने पर जुर्माना 50000/

गड्ढे कि वजह से कीसी का एक्सीडेंट होने पर जुर्माना 50000/ मामूली चोट पर

1 लाख से 10 लाख गंभीर चोट पर

10 लाख से 50 लाख मृत्यु होने पर

सड़क पर लाईट न होने पर 50 हजार

सड़क पर पानी भरा हो तो 50 हजार

सड़क पर ट्रैफिक पुलिस न हो तो 1 लाख

सड़क पर जाम लगे तो 50 हजार

किसी vip की वजह से असुविधा हो तो 1 लाख

नाली अथवा सीवर लाइन से असुविधा पर 50 हजार

सड़क पर धूल उड़े तो 50 हजार

अनावश्यक ब्रेकर पर 50 हजार

सड़क पर जानवर की वजह से असुविधा पर 50 हजार

सड़क पर कहीं गन्दगी दिखाई दे तो 1 लाख

पब्लिक के साथ साथ सरकार पर भी ये जुर्माने लगें तब तो समझ आये कि

सरकार पब्लिक की कितनी हमदर्द है !!



सहमत हों तो आगे share करें !
 

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Who will check Enforcing Personnel :

RANCHI
नए Traffic नियम Police वाले पर लागू करवाने के लिए भिड़ा ये लड़का !
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Reaction:

1.
सरेआम इस तरीका से कॉलर पकड़ने के लिए इस पुलिस वाले पर मानहानि का केस होना चाहिए और इसको सस्पेंड किया जाना चाहिए .

2.
गले में पकड़ने का पुलिस को कोई अधिकार नहीं है हाथ काट के फेंक दिया जाए

3.
इन कु** त्ते** पुलिस वालों को ह** राम** का खाने की आदत होती है.
ये हरा*&* म&*& खोर**& होते है ....

4.
चालान तो बाद कि बात है पहली बात तो ये है कि इस कॉन्स्टेबल ने उस आदमी का कॉलर क्यों पकड़ रखा है ..ये संविधान अधिकार के खिलाफ है
 

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